COST & Payment Plans

• We will not surprise you with costs, and will always be upfront with expenses associated with your treatment before you begin. Our treatment fee is all-inclusive and includes the proposed treatment offered in our practice, including initial diagnostic records, the doctors’ treatment planning, Dental Monitoring, the appliances which are recommended, all regular scheduled appointments, comfort visits as needed, removal of appliances, initial retainers, final diagnostic records and follow-up visits for up to 12 months.

• Since we believe finances shouldn’t get in the way of achieving a healthy, beautiful smile, we offer affordable payment plans for everyone through our in-house financing, at 0% interest and no credit checks. Most people can start treatment for as little as $300 down and monthly payments under $200 per month.

• For your added convenience, we set up automatic payment through a Bank Account or Credit/Debit Card for monthly payments and accept all major credit cards (Visa, Mastercard, American Express and Discover) .

• We also offer a discount for payment in full prior to starting treatment.

  Interest Free Payments Scenario

  8 year old Karla and her mother, Jane, came in for Karla’s first consultation

  • Phase 1 Treatment 

  • Total Cost: $3680 

  • Down Payment: $300 

  • Monthly: ~$188/mo for 18 months

  Dr. Pulver recommended 12 months of Phase I treatment. The Orthodontic treatment fee is $3680. Jane contributed $300 for a down payment. With North County Orthodontics’ in-house interest free financing, Jane can extend her payments over 18 months to make the treatment budget friendly for her family. Her monthly auto-draft payments for Karla’s treatment are only $188/mo.

Insurance

• We accept assignment of benefits for all PPO insurance plans with orthodontic coverage and we are proud to be in-network with the following insurance companies:

  • Cigna

  • Aetna

  • Sun Life Assurance

  • United Concordia

  • Mutual of Omaha

  • Blue Shield of California

  • United Healthcare

• If you have questions about your specific benefit, we are able to explain your benefits as part of your free consultation. If you provide us you plan information over the phone or in your Registration Form, we will have all the information ready prior to your consultation so you receive the most accurate information.

• Many dental insurance policies have a lifetime orthodontic benefit that is distinct from regular dental insurance. Remember that insurance policies vary. We will happily verify your insurance to provide and estimate of what your benefits are.

• Please remember that orthodontic insurance is a benefit for you or your child. If, during the course of treatment, your benefits change, the financially responsible party is accountable for all charges.